In the United States, dental insurance typically offers a range of coverage options tailored to meet various needs. The most common types are Preferred Provider Organization (PPO) and Dental Health Maintenance Organization (DHMO) plans. PPO plans provide flexibility, allowing patients to choose any dentist, though they save more when visiting network providers. DHMO plans, on the other hand, often have lower premiums but require using in-network dentists. Additionally, there are discount dental plans that provide reduced rates on services rather than insurance coverage. Selecting the right plan depends on individual preferences, budget, and desired level of dental care flexibility.
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